Take This Test to See If You’re Rich, Poor, or Middle-Class for Your State

A study from the Pew Research Center found that the share of American adults in the middle-income tier fell from 61% in 1971 to just 50% the year prior. Several factors, including globalization and technological advancements, have precipitated the declining ranks of middle-income Americans. In recent decades, many well-paying factory and white-collar jobs have shifted to lower-cost markets overseas or been taken over by computers and automation. While the decline of the American middle class has been well documented, precisely what it means to be middle class is not so straightforward.

Using data from the U.S. Census Bureau’s 2022 American Community Survey, 24/7 Wall St. identified the income it takes to be considered middle class in every state. Middle-income ranges were calculated using a Pew Research Center methodology version. In each state, the middle class’s income threshold is between two-thirds and double the state’s median household income. All supplemental data in the story is from the ACS and the Bureau of Economic Analysis.

Why It Matters

The middle class has long been the economic backbone of the United States. Not only a pillar of stability, a strong middle class is also a key driver of economic growth. Middle-class households offer a reliable market for goods and services, their labor is an engine of entrepreneurship and innovation, and their tax dollars help sustain investment in quality public services. Exactly what income level is enough to afford a middle class lifestyle varies across the country, however, and in some states, the middle class is far wealthier than in others.

Alabama

• Income needed to be considered middle class: $39,783 – $119,348
• Median household income: $59,674 (7th lowest of 50 states)
• Avg. income among poorest 20% of households: $11,401 (5th lowest of 50 states)
• Avg. income among wealthiest 20% of households: $213,012 (8th lowest of 50 states)
• Cost of living: 12.2% lower than average
• Total population: 5,074,296

Alaska

• Income needed to be considered middle class: $58,747 – $176,242
• Median household income: $88,121 (11th highest of 50 states)
• Avg. income among poorest 20% of households: $20,172 (4th highest of 50 states)
• Avg. income among wealthiest 20% of households: $254,899 (20th highest of 50 states)
• Cost of living: 2.0% higher than average
• Total population: 733,583

Arizona

• Income needed to be considered middle class: $49,712 – $149,136
• Median household income: $74,568 (19th highest of 50 states)
• Avg. income among poorest 20% of households: $16,732 (19th highest of 50 states)
• Avg. income among wealthiest 20% of households: $254,650 (21st highest of 50 states)
• Cost of living: 0.1% lower than average
• Total population: 7,359,197

Arkansas

• Income needed to be considered middle class: $36,955 – $110,864
• Median household income: $55,432 (4th lowest of 50 states)
• Avg. income among poorest 20% of households: $11,225 (3rd lowest of 50 states)
• Avg. income among wealthiest 20% of households: $196,563 (3rd lowest of 50 states)
• Cost of living: 13.4% lower than average
• Total population: 3,045,637

California

• Income needed to be considered middle class: $61,034 – $183,102
• Median household income: $91,551 (5th highest of 50 states)
• Avg. income among poorest 20% of households: $18,110 (12th highest of 50 states)
• Avg. income among wealthiest 20% of households: $346,847 (2nd highest of 50 states)
• Cost of living: 12.5% higher than average
• Total population: 39,029,342

Colorado

• Income needed to be considered middle class: $59,535 – $178,604
• Median household income: $89,302 (8th highest of 50 states)
• Avg. income among poorest 20% of households: $20,359 (3rd highest of 50 states)
• Avg. income among wealthiest 20% of households: $293,864 (10th highest of 50 states)
• Cost of living: 2.3% higher than average
• Total population: 5,839,926

Connecticut

• Income needed to be considered middle class: $58,953 – $176,858
• Median household income: $88,429 (10th highest of 50 states)
• Avg. income among poorest 20% of households: $17,449 (15th highest of 50 states)
• Avg. income among wealthiest 20% of households: $340,731 (4th highest of 50 states)
• Cost of living: 6.4% higher than average
• Total population: 3,626,205

Delaware

• Income needed to be considered middle class: $54,783 – $164,348
• Median household income: $82,174 (14th highest of 50 states)
• Avg. income among poorest 20% of households: $19,510 (7th highest of 50 states)
• Avg. income among wealthiest 20% of households: $252,376 (23rd highest of 50 states)
• Cost of living: 2.0% lower than average
• Total population: 1,018,396

Florida

• Income needed to be considered middle class: $46,202 – $138,606
• Median household income: $69,303 (18th lowest of 50 states)
• Avg. income among poorest 20% of households: $15,293 (17th lowest of 50 states)
• Avg. income among wealthiest 20% of households: $261,209 (17th highest of 50 states)
• Cost of living: 2.1% higher than average
• Total population: 22,244,823

Georgia

• Income needed to be considered middle class: $48,558 – $145,674
• Median household income: $72,837 (21st highest of 50 states)
• Avg. income among poorest 20% of households: $15,412 (21st lowest of 50 states)
• Avg. income among wealthiest 20% of households: $253,577 (22nd highest of 50 states)
• Cost of living: 4.2% lower than average
• Total population: 10,912,876

Hawaii

• Income needed to be considered middle class: $61,639 – $184,916
• Median household income: $92,458 (4th highest of 50 states)
• Avg. income among poorest 20% of households: $18,975 (10th highest of 50 states)
• Avg. income among wealthiest 20% of households: $297,132 (9th highest of 50 states)
• Cost of living: 10.8% higher than average
• Total population: 1,440,196

Idaho

• Income needed to be considered middle class: $48,523 – $145,570
• Median household income: $72,785 (22nd highest of 50 states)
• Avg. income among poorest 20% of households: $18,560 (11th highest of 50 states)
• Avg. income among wealthiest 20% of households: $229,521 (18th lowest of 50 states)
• Cost of living: 8.2% lower than average
• Total population: 1,939,033

Illinois

• Income needed to be considered middle class: $51,139 – $153,416
• Median household income: $76,708 (17th highest of 50 states)
• Avg. income among poorest 20% of households: $15,343 (19th lowest of 50 states)
• Avg. income among wealthiest 20% of households: $275,167 (12th highest of 50 states)
• Cost of living: 1.3% higher than average
• Total population: 12,582,032

Indiana

• Income needed to be considered middle class: $44,523 – $133,570
• Median household income: $66,785 (13th lowest of 50 states)
• Avg. income among poorest 20% of households: $15,202 (16th lowest of 50 states)
• Avg. income among wealthiest 20% of households: $218,385 (10th lowest of 50 states)
• Cost of living: 8.2% lower than average
• Total population: 6,833,037

Iowa

• Income needed to be considered middle class: $46,392 – $139,176
• Median household income: $69,588 (20th lowest of 50 states)
• Avg. income among poorest 20% of households: $16,973 (18th highest of 50 states)
• Avg. income among wealthiest 20% of households: $226,830 (16th lowest of 50 states)
• Cost of living: 11.6% lower than average
• Total population: 3,200,517

Kansas

• Income needed to be considered middle class: $45,950 – $137,850
• Median household income: $68,925 (17th lowest of 50 states)
• Avg. income among poorest 20% of households: $15,724 (23rd lowest of 50 states)
• Avg. income among wealthiest 20% of households: $232,612 (22nd lowest of 50 states)
• Cost of living: 10.0% lower than average
• Total population: 2,937,150

Kentucky

• Income needed to be considered middle class: $39,561 – $118,682
• Median household income: $59,341 (5th lowest of 50 states)
• Avg. income among poorest 20% of households: $11,942 (7th lowest of 50 states)
• Avg. income among wealthiest 20% of households: $212,554 (7th lowest of 50 states)
• Cost of living: 10.6% lower than average
• Total population: 4,512,310

Louisiana

• Income needed to be considered middle class: $36,944 – $110,832
• Median household income: $55,416 (3rd lowest of 50 states)
• Avg. income among poorest 20% of households: $10,691 (2nd lowest of 50 states)
• Avg. income among wealthiest 20% of households: $205,286 (4th lowest of 50 states)
• Cost of living: 9.4% lower than average
• Total population: 4,590,241

Maine

• Income needed to be considered middle class: $46,362 – $139,086
• Median household income: $69,543 (19th lowest of 50 states)
• Avg. income among poorest 20% of households: $15,968 (24th highest of 50 states)
• Avg. income among wealthiest 20% of households: $231,939 (21st lowest of 50 states)
• Cost of living: 0.8% higher than average
• Total population: 1,385,340

Maryland

• Income needed to be considered middle class: $63,327 – $189,982
• Median household income: $94,991 (2nd highest of 50 states)
• Avg. income among poorest 20% of households: $19,444 (8th highest of 50 states)
• Avg. income among wealthiest 20% of households: $308,921 (7th highest of 50 states)
• Cost of living: 5.0% higher than average
• Total population: 6,164,660

Massachusetts

• Income needed to be considered middle class: $62,992 – $188,976
• Median household income: $94,488 (3rd highest of 50 states)
• Avg. income among poorest 20% of households: $16,996 (17th highest of 50 states)
• Avg. income among wealthiest 20% of households: $351,952 (the highest of 50 states)
• Cost of living: 9.4% higher than average
• Total population: 6,981,974

Michigan

• Income needed to be considered middle class: $44,657 – $133,972
• Median household income: $66,986 (14th lowest of 50 states)
• Avg. income among poorest 20% of households: $14,784 (14th lowest of 50 states)
• Avg. income among wealthiest 20% of households: $230,959 (20th lowest of 50 states)
• Cost of living: 6.6% lower than average
• Total population: 10,034,118

Minnesota

• Income needed to be considered middle class: $54,892 – $164,676
• Median household income: $82,338 (13th highest of 50 states)
• Avg. income among poorest 20% of households: $18,980 (9th highest of 50 states)
• Avg. income among wealthiest 20% of households: $270,174 (13th highest of 50 states)
• Cost of living: 2.3% lower than average
• Total population: 5,717,184

Mississippi

• Income needed to be considered middle class: $35,146 – $105,438
• Median household income: $52,719 (the lowest of 50 states)
• Avg. income among poorest 20% of households: $10,171 (the lowest of 50 states)
• Avg. income among the wealthiest 20% of households: $184,924 (the lowest of 50 states)
• Cost of living: 12.7% lower than average
• Total population: 2,940,057

Missouri

• Income needed to be considered middle class: $43,207 – $129,622
• Median household income: $64,811 (10th lowest of 50 states)
• Avg. income among poorest 20% of households: $14,324 (12th lowest of 50 states)
• Avg. income among wealthiest 20% of households: $222,783 (12th lowest of 50 states)
• Cost of living: 8.9% lower than average
• Total population: 6,177,957

Montana

• Income needed to be considered middle class: $45,087 – $135,262
• Median household income: $67,631 (16th lowest of 50 states)
• Avg. income among poorest 20% of households: $15,384 (20th lowest of 50 states)
• Avg. income among wealthiest 20% of households: $228,532 (17th lowest of 50 states)
• Cost of living: 9.7% lower than average
• Total population: 1,122,867

Nebraska

• Income needed to be considered middle class: $46,398 – $139,194
• Median household income: $69,597 (21st lowest of 50 states)
• Avg. income among poorest 20% of households: $16,346 (21st highest of 50 states)
• Avg. income among wealthiest 20% of households: $234,995 (24th lowest of 50 states)
• Cost of living: 10.2% lower than average
• Total population: 1,967,923

Nevada

• Income needed to be considered middle class: $48,222 – $144,666
• Median household income: $72,333 (23rd highest of 50 states)
• Avg. income among poorest 20% of households: $16,162 (22nd highest of 50 states)
• Avg. income among wealthiest 20% of households: $247,917 (24th highest of 50 states)
• Cost of living: 3.6% lower than average
• Total population: 3,177,772

New Hampshire

• Income needed to be considered middle class: $59,995 – $179,984
• Median household income: $89,992 (7th highest of 50 states)
• Avg. income among poorest 20% of households: $21,841 (2nd highest of 50 states)
• Avg. income among wealthiest 20% of households: $288,945 (11th highest of 50 states)
• Cost of living: 7.6% higher than average
• Total population: 1,395,231

New Jersey

• Income needed to be considered middle class: $64,231 – $192,692
• Median household income: $96,346 (the highest of 50 states)
• Avg. income among poorest 20% of households: $19,682 (6th highest of 50 states)
• Avg. income among wealthiest 20% of households: $344,854 (3rd highest of 50 states)
• Cost of living: 8.8% higher than average
• Total population: 9,261,699

New Mexico

• Income needed to be considered middle class: $39,817 – $119,452
• Median household income: $59,726 (8th lowest of 50 states)
• Avg. income among poorest 20% of households: $11,775 (6th lowest of 50 states)
• Avg. income among wealthiest 20% of households: $209,081 (5th lowest of 50 states)
• Cost of living: 9.0% lower than average
• Total population: 2,113,344

New York

• Income needed to be considered middle class: $53,038 – $159,114
• Median household income: $79,557 (16th highest of 50 states)
• Avg. income among poorest 20% of households: $13,591 (9th lowest of 50 states)
• Avg. income among wealthiest 20% of households: $326,428 (5th highest of 50 states)
• Cost of living: 7.6% higher than average
• Total population: 19,677,151

North Carolina

• Income needed to be considered middle class: $44,987 – $134,962
• Median household income: $67,481 (15th lowest of 50 states)
• Avg. income among poorest 20% of households: $15,096 (15th lowest of 50 states)
• Avg. income among wealthiest 20% of households: $241,821 (25th lowest of 50 states)
• Cost of living: 5.8% lower than average
• Total population: 10,698,973

North Dakota

• Income needed to be considered middle class: $47,980 – $143,940
• Median household income: $71,970 (25th highest of 50 states)
• Avg. income among poorest 20% of households: $16,049 (23rd highest of 50 states)
• Avg. income among wealthiest 20% of households: $245,836 (25th highest of 50 states)
• Cost of living: 11.3% lower than average
• Total population: 779,261

Ohio

• Income needed to be considered middle class: $43,813 – $131,440
• Median household income: $65,720 (12th lowest of 50 states)
• Avg. income among poorest 20% of households: $14,195 (11th lowest of 50 states)
• Avg. income among wealthiest 20% of households: $226,591 (14th lowest of 50 states)
• Cost of living: 8.6% lower than average
• Total population: 11,756,058

Oklahoma

• Income needed to be considered middle class: $39,782 – $119,346
• Median household income: $59,673 (6th lowest of 50 states)
• Avg. income among poorest 20% of households: $13,082 (8th lowest of 50 states)
• Avg. income among wealthiest 20% of households: $210,114 (6th lowest of 50 states)
• Cost of living: 11.2% lower than average
• Total population: 4,019,800

Oregon

• Income needed to be considered middle class: $50,438 – $151,314
• Median household income: $75,657 (18th highest of 50 states)
• Avg. income among poorest 20% of households: $16,482 (20th highest of 50 states)
• Avg. income among wealthiest 20% of households: $258,823 (18th highest of 50 states)
• Cost of living: 6.6% higher than average
• Total population: 4,240,137

Pennsylvania

• Income needed to be considered middle class: $47,865 – $143,596
• Median household income: $71,798 (25th lowest of 50 states)
• Avg. income among poorest 20% of households: $15,303 (18th lowest of 50 states)
• Avg. income among wealthiest 20% of households: $255,764 (19th highest of 50 states)
• Cost of living: 3.8% lower than average
• Total population: 12,972,008

Rhode Island

• Income needed to be considered middle class: $54,569 – $163,708
• Median household income: $81,854 (15th highest of 50 states)
• Avg. income among poorest 20% of households: $15,526 (22nd lowest of 50 states)
• Avg. income among wealthiest 20% of households: $266,185 (15th highest of 50 states)
• Cost of living: 4.7% higher than average
• Total population: 1,093,734

South Carolina

• Income needed to be considered middle class: $42,743 – $128,230
• Median household income: $64,115 (9th lowest of 50 states)
• Avg. income among poorest 20% of households: $13,906 (10th lowest of 50 states)
• Avg. income among wealthiest 20% of households: $226,183 (13th lowest of 50 states)
• Cost of living: 6.4% lower than average
• Total population: 5,282,634

South Dakota

• Income needed to be considered middle class: $46,485 – $139,456
• Median household income: $69,728 (22nd lowest of 50 states)
• Avg. income among poorest 20% of households: $15,826 (25th lowest of 50 states)
• Avg. income among wealthiest 20% of households: $220,281 (11th lowest of 50 states)
• Cost of living: 12.0% lower than average
• Total population: 909,824

Tennessee

• Income needed to be considered middle class: $43,503 – $130,508
• Median household income: $65,254 (11th lowest of 50 states)
• Avg. income among poorest 20% of households: $14,667 (13th lowest of 50 states)
• Avg. income among wealthiest 20% of households: $226,707 (15th lowest of 50 states)
• Cost of living: 8.2% lower than average
• Total population: 7,051,339

Texas

• Income needed to be considered middle class: $48,189 – $144,568
• Median household income: $72,284 (24th highest of 50 states)
• Avg. income among poorest 20% of households: $15,762 (24th lowest of 50 states)
• Avg. income among wealthiest 20% of households: $261,583 (16th highest of 50 states)
• Cost of living: 2.5% lower than average
• Total population: 30,029,572

Utah

• Income needed to be considered middle class: $59,445 – $178,336
• Median household income: $89,168 (9th highest of 50 states)
• Avg. income among poorest 20% of households: $23,988 (the highest of 50 states)
• Avg. income among wealthiest 20% of households: $267,902 (14th highest of 50 states)
• Cost of living: 5.5% lower than average
• Total population: 3,380,800

Vermont

• Income needed to be considered middle class: $49,327 – $147,982
• Median household income: $73,991 (20th highest of 50 states)
• Avg. income among poorest 20% of households: $17,704 (14th highest of 50 states)
• Avg. income among wealthiest 20% of households: $233,602 (23rd lowest of 50 states)
• Cost of living: 1.1% higher than average
• Total population: 647,064

Virginia

• Income needed to be considered middle class: $57,249 – $171,746
• Median household income: $85,873 (12th highest of 50 states)
• Avg. income among poorest 20% of households: $17,905 (13th highest of 50 states)
• Avg. income among wealthiest 20% of households: $302,515 (8th highest of 50 states)
• Cost of living: 2.1% higher than average
• Total population: 8,683,619

Washington

• Income needed to be considered middle class: $60,871 – $182,612
• Median household income: $91,306 (6th highest of 50 states)
• Avg. income among poorest 20% of households: $19,816 (5th highest of 50 states)
• Avg. income among wealthiest 20% of households: $321,645 (6th highest of 50 states)
• Cost of living: 9.8% higher than average
• Total population: 7,785,786

West Virginia

• Income needed to be considered middle class: $36,219 – $108,658
• Median household income: $54,329 (2nd lowest of 50 states)
• Avg. income among poorest 20% of households: $11,286 (4th lowest of 50 states)
• Avg. income among wealthiest 20% of households: $191,795 (2nd lowest of 50 states)
• Cost of living: 10.8% lower than average
• Total population: 1,775,156

Wisconsin

• Income needed to be considered middle class: $47,331 – $141,992
• Median household income: $70,996 (24th lowest of 50 states)
• Avg. income among poorest 20% of households: $17,032 (16th highest of 50 states)
• Avg. income among wealthiest 20% of households: $229,656 (19th lowest of 50 states)
• Cost of living: 7.7% lower than average
• Total population: 5,892,539

Wyoming

• Income needed to be considered middle class: $46,695 – $140,084
• Median household income: $70,042 (23rd lowest of 50 states)
• Avg. income among poorest 20% of households: $15,900 (25th highest of 50 states)
• Avg. income among wealthiest 20% of households: $214,972 (9th lowest of 50 states)
• Cost of living: 8.1% lower than average
• Total population: 581,381

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